Why would you put money into an emergency fund if you've got lots of expensive debt? Because if it hits the fan and you can't cope you'll find yourself even deeper in debt.
If you owe a lot of money, save until you have a small emergency fund and then start tackling your debt. Once you're debt free, but before you start other investments, continue to ramp up your emergency fund and you'll have a far better chance of avoiding debt forever.
An essential part of any debt reduction plan
People with emergency funds invariably emerge from crises in better financial shape than those without and are far less likely to accumulate debt.
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