You are not someone who is in financial trouble because of sloppy spending habits. You're in it for the emotional high that you get when making purchases.
It's time to reverse that destructive behavior.
Bruce McClary, corporate trainer for ClearPoint Financial Solutions Inc., a nonprofit credit-counseling firm based in Henrico County, said that can't be fixed in a one-hour debt-counseling session.
You may need debt counseling plus a support group. Debt counseling, the kind you get at such organizations as ClearPoint, (877) 422-9044, can help you get your finances on track. A support group such as Debtors Anonymous, (800) 421-2383, can help uncover the reasons for your spending behavior and provide emotional support so that you can recover.
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