San Mateo, CA (PRWEB) February 20, 2008 -- It's the best of times, and it can be the worst of times, when it comes to looking at consumer debt, says Bills.com co-founder and co-CEO Brad Stroh, who this week provided a host of options for consumers with any credit rating to cope with debt.
"Home foreclosures hit record levels in 2007. But even those not swept up by the wave of foreclosed mortgages can suffer from excess debt," said Stroh, whose Bills.com (www.bills.com) is a free online consumer finance portal. "The good news is no matter what the situation, a solution is available."
Stroh's suggestions for managing debt -- whether with good or bad credit -- follow.
If credit is bad:
Those who are behind on payments, have creditors calling or have given up hope of repaying debts probably realize that their credit rating is likely low and falling.
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